Bank Deposits, kid version

So, this is in many ways an oldie but a goodie….this concept of banking with your kids.

No, I’m not talking about the allowance or financial planning; coins and greenbacks.  I’m talking, rather, about the most important kind of banking: the Bank of Our Children.  What I mean is this, an old parenting nugget is to make sure you make “deposits” in  your child’s bank account of affection, daily.  Sounds simple, no? Simplistic even.  That very aspect, so basic, doh, makes this an easy nugget to drop or brush off. It’s easy to nod in agreement and then blithely trip along on our daily treadmill.

But that would be a mistake.

It’s one I’ve made all too often and even too recently.  This has been an intensive summer, to say the least.  You all know that.  But numerous other events and things have been cranking up the pressure as well and with that vise, something has to give.  That would be me.  Or, more precisely, that would be my equanimity and even on some days, my kindness and affection.  One of my kids, in particular, has born the brunt of this, fueled by my frustration and disappointment in some of their choices, but aggravated by the general stresses of this summer and simply, mostly, by my sheer laziness and/or burnout in keeping that razor sharp tongue and lightning fast temper locked up.  Happily, Coffeedoc is most excellent at doing this, he doesn’t fall into that bear trap of temper and intensity.  He’s the most even keeled guy I know.  Thank goodness for such gifts.

Suffice it to say, I’ve made more withdrawals than deposits in this bank account lately.

So, I’m once again, flipping back the pages to the basics for a refresher course in parenting basics 101.  And the most fundamental one is: make sure you make sure your kid knows you think they are great, good, even awesome.  Even if they are frustrating you, you (ok, me) can look ’em in the eye and kiss them on their forhead and smile at them with soft eyes a couple of times in the day.  You can tell them “I love you,” without it sounding snarky.  Really, you can.  And if you can’t, you can touch their shoulder as you pass by them in the kitchen and you can let them see you looking at them with a smile.  Really. You can.  Ok, that’s right, I can.  But some days, some of those hard brittle parenting teen days…or five year old days, or kids from hard places days…..you have to intentionally MAKE yourself do it.

That’s right, you have to MAKE yourself do it.  Because you might want to growl at them, you might want to tug their ear to get them to listen, you might want to hold up your palm toward their face and glare instead of hearing them.  But that would be a mistake.  Because then your ‘bank account’ {by which I mean: THEIR bank account of this resource too} of closeness and affection with that kid, your kid, is draining like a sieve.  And if you (ok, me) can just pull them into even a half shoulder hug….you’re changing that pattern and building that interest and that reserve back up again.

But, this particular bank account….it’s not only your best resource for happiness and heck, even retirement (fair warning children!) but it’s theirs.  For their future too.  It’s their most important IRA, it’s  an IKA  – Individual Kid Account.  And you are the steward of it.  Those deposits may seem fleeting and ephemeral, but they are worth more than platinum or gold.